Financing2021-06-09T19:40:55+00:00

Easy financing options
for your renovations

Smart Reno is powered by RBC Ventures, a subsidiary of
The Royal Bank of Canada. Together, we can help you find the financing you need.

Talk to an RBC advisor
couple sitting on kitchen floor

Make your dream home a reality

Whether you’re planning a major home renovation or a small project, there are financing options to help.

Planning a Small-Medium Renovation Project?

Typically these projects include bathrooms, kitchens, outdoor renovations, or new flooring.

Planning a Large Renovation Project?

This could include renovating multiple rooms, building an addition, or digging out your basement.

Get a $300 gift card

Find a contractor with Smart Reno and finance your renovation with Royal Bank of Canada to receive a $300 gift card. Conditions apply.

Renovation must be completed by Dec. 31st, 2021.

Learn more

Contact Us

For personalized assistance, fill out the online form below or
call 1-800-769-2511 to speak with an RBC advisor today.

Tools & Calculators

Frequently Asked Questions

How do I pay for my renovation?2021-05-06T17:48:45+00:00

Each contractor is slightly different, but payment options might include cash, check, e-transfer, or credit cards.

Do you offer financing options?2021-05-06T17:32:40+00:00

Smart Reno is powered by RBC Ventures, a subsidiary of The Royal Bank of Canada. RBC offers multiple financing options to help make your renovation dreams a reality. Visit our Financing page to learn more.

I don’t currently bank with RBC. Can I still get financing for my renovation from them?2021-04-29T16:03:06+00:00

Yes, RBC offers many different financing options whether you currently bank with RBC or not. You can talk to an advisor by calling 1800-769-2511 to learn about the best options for you and your project.

How do I know how much my renovation will cost?2021-04-29T16:01:05+00:00

If you’re not sure how much your reno will cost, you can get an estimate using our Renovation Cost Estimator

Do I have to use a Smart Reno contractor to access RBC financing?2021-05-07T13:57:18+00:00

Absolutely not. If you have already found a contractor and are now looking at your financing options, you can speak to one of our RBC financial advisors today by calling 1-800-769-2511. They can help walk you through all the options available to you.

Do I have to choose RBC financing if I do my renovation with a contractor I found using Smart Reno?2021-04-29T15:59:10+00:00

No. While our goal is to help make your renovation journey as easy as possible, including helping you finance your project, you are not required to finance your project with RBC to be able to use a Smart Reno contractor.

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